It’s that time of the year again. We survived “falling back” with Daylight Saving Time but now it’s open enrollment for those purchasing health care insurance on the Marketplace. Go to the website below to start the procedure. And don’t forget the deadline–December 15.
A recent article in USAToday by columnist Ken Fisher profiled seven departed legends whose views, in his opinion, should always remain at the top of your mind when you want advice about investing. According to Fisher, if you have time for just one investing book, make it Benjamin Graham’s classic The Intelligent Investor. This title is available at your Spartanburg County Public Libraries. Rounding out the list on his favorites:
- Thomas Rowe Price
- Phil Fisher
- Jack Bogle
- Gerald Loeb
- Charles Ponzi–what not to do
- John Neff
The September 13 issue of The Upstate Business Journal is the Finance Issue. It has numerous articles on starting a small business, and they all point out how important the business plan is. This is what lenders will review when considering whether to finance a new business.
Your Spartanburg Public Libraries have books on creating business plans. Additionally, we have access to Small Business Reference Center, a database available to library users. To access this go to:
- Learning Tools
- All SC DISCUS Resources
- Small Business Reference Center
The Small Business Administration–www.sba.org– has helpful resources too. And consider contacting your local South Carolina Small Business Development Center–www.scsbdc.com. They have 21 locations around the state and provide counseling for small businesses. The closest local center is:
Spartanburg Area SBDC
Spartanburg Community College
Tyger River Campus
1875 East Main Street, Suite#4
Duncan, SC 29334
Most of the local colleges and universities offer short classes on a variety of topics for the community. One that caught our eye is: iPhone for Tech Savvy Seniors through Lifelong Learning Wofford
Taught by a retired engineer and technology instructor, this hands-on class will teach participants how to effectively use their iPhones to be better connected with family and friends. This is an interactive class. Participants will need to bring their own iPhones. Topics include email, text messages, FaceTime, calendars, clocks, cameras, phone scams, emergency tools, apps, Wi-Fi, how to read and understand phone bills and more. This is an iPhones-only class. Tuesdays 10:00-11:30
To find out more information about this class go to: https://www.wofford.edu/Wofford.edu/Documents/Give/Lifelong%20Learning/LLL-course-catalog.pdf
Calling all start-ups! The SBA Small Business Resource Day has been designed for small business owners who want to connect with the counseling, capital, and contracting resources in the Federal Government. The workshop will cover the SBA’s counseling services (SBDC and SCORE), financing programs, and disaster loan programs. Please call 596-6218 to register.
Wednesday, August 21 9:00 am to noon in the Hoechst-Celanese room at the Headquarters Library, 151 S Church St, Spartanburg.
Do you have a REAL ID license or card yet? The US Congress passed the REAL ID Act of 2005 as a result of 9/11 and the need to standardize government-issued identifications, like driver’s licenses.
On or after October 1, 2020, a REAL ID license or ID, or another form of federally approved identification, such as a valid US Passport or military ID, will be required to:
- Board a commercial flight (even within the US)
- Enter a military base
- Visit a federal building that requires ID to be shown at the door
(You do NOT need a REAL ID to access federal courts)
How do you get a REAL ID? You must visit a SCDMV branch to obtain one. For more information go to http://www.scdmvonline.com
Don’t forget this resource when you’re evaluating companies to do work on your house/auto/etc. You can check reviews on companies, find out their BBB score, and see if they have any complaints against them. This leads to better decision making!
To check out local companies go to http://www.bbb.org/upstatesc/.