Your credit matters.
- Did you know that your credit report could affect your mortgage rates, credit card approvals, apartment requests, or even your job application?
- And reviewing credit reports helps you catch signs of identity theft early.
Ensure that the information on all of your credit reports is correct and up to date. Even though you see numerous ones advertised as “free”, the only source for free credit reports as authorized by Federal Law is http://www.annualcreditreport.com. You can get a free copy of your credit report every 12 months from each credit reporting company (Experian, Equifax, and Transunion).
Happy getting more money in your paycheck due to recent tax cuts? The IRS encourages everyone to use the Withholding Calculator to perform a quick “paycheck checkup.” This is even more important this year because of recent changes to the tax law for 2018.
The Calculator helps you identify your tax withholding to make sure you have the right amount of tax withheld from your paycheck at work. Some people will end up paying more given the tax law changes, and you don’t want to be surprised at the end of the year!
Did you know your SCPL library card gives you free access to the New York Times online?
- Go to the library’s web page: http://www.spartanburglibraries.org
- Click on the box “Learning Tools”
- From the A-Z Index, select New York Times (from home)
- Click on the redeem button, follow the prompt to set up an account, and you’re ready to go.
Feel free to call us with questions at 596-3505.
You may not have to pay for tax prep! Free certified income tax preparation for households earning up to $54,000 is provided by Impact America. Call for an appointment at 844-448-2972.
What to learn some business basics an easy way? Take a look at these graphic novels which the library owns.
Cartoon Introduction to Economics
The Age of Selfishness
Business Cat: Money, Power, Treats
Hypercapitalism : The Modern Economy, its Values, and How to Change Them
Eliyahu M. Goldratt’s The Goal : A Business Graphic Novel
Dilbert Gives You the Business
The holidays are the perfect time to catch up with some of the best business books of the year or give one as a gift. Books never go out of style! Check them out from SCPL or put one under the corporate tree for your boss or colleague.
From Business Insider, here are their favorites.
Black Edge by Sheelah Kolhatkar
Janesville by Amy Goldstein
Principles by Ray Dalio
Reset by Elen Pao
Tribes of Mentors by Tim Ferriss
The Four by Scott Galloway
Unshakeable by Tony Robbins
Adaptive Markets by Andrew E. Lo
The Captain Class by Sam Walker
Everybody Lies by Seth Stephens-Davidowitz
Need help looking for grants? SCPL provides access to the Foundation Directory online. Come in and we’ll be happy to help you get started.